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Lakeland FL What is a Medicare Supplement?

Medicare Supplements, also known as Medigap policies, are sold by private insurance companies to help you cover the out-of-pocket costs left behind by Medicare.


When you have a Medigap policy, Medicare pays up to its limit on your medical expenses. Then, your Medicare Supplement plan starts to help with covering costs up to the plan's limit. That limit usually covers what Medicare didn't, however, that will depend on which policy you select.

What do Medicare Supplements cover in Lakeland?

Original Medicare only covers 80% of your Part B expenses. The other 20% comes out of your pocket if you do not have a Medicare Supplement policy also referred to as Medigap. If you were to have a lengthy stay in a hospital or expensive treatments at outpatient facilities, you can see how that could add up.


Medicare Supplements pay that 20% for you in Lakeland, Florida and all others states too.

Is there anything not covered by Medicare Supplement Plans in Lakeland, Florida?

Things that are not covered by Original Medicare on your Medicare Supplement:


  • Routine dental, vision, and hearing exams
  • Hearing aids
  • Eyeglasses or contacts
  • Long-term care or custodial care
  • Retail prescription drugs
  • None of the above are covered in Lakeland, FL

Which Medigap Plans Can I Choose From?

Plans that are highlighted in green above are the 3 most popular plans in Lakeland, Florida.

Our clients choose these insurance plans when selecting a Medigap or a Medicare Supplement plan.

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